Filipe Ravara

Tel.: +351 213 538 705


Filipe has been working in Espanha e Associados since september 2021, as a member of Financial Law Department.

Professional Experience

Before joining Espanha e Associados, he was the head of legal area at Banco Santander Consumer Portugal (May 2017 to August 2021), in-house lawyer at Banco CTT (May 2015 to May 2017) and worked as an associate lawyer at Vieira de Almeida & Associados (September 2013 to April 2015) and Athayde Tavares, Pereira da Rosa & Associados (September 2008 to August 2012), where he completed the internship and joined the Bar Association in 2011.

Practice Areas

Filipe devotes much of his time to regulatory aspects of the banking and financial sectors, such as the regular monitoring of clients with national and foreign regulators in the context of the development of his activities in Portugal and abroad, having also experience (i) in the drafting and negotiation of IT contracts; (ii) on regulatory matters related to payment services, issuance of electronic money and of new technologies within the banking and financial sector and (iii) regulatory issues in the scope of insurance and insurance distribution activities.

Academic qualifications

Filipe graduated in 2007 from the Law School of Universidade católica Portuguesa.

He completed a Master’s Degree in law and Business in 2008 (Law School of Universidade Católica Portuguesa) and a LLM in Banking and Finance Law in 2013 (Queen Mary, University of London).


Portuguese, English and Spanish.